Frequently asked questions

Have a question? You might find the answer below.

Open Banking payments allow customers to pay for goods and services directly from their bank account, without the need for a card, digital wallet, or third-party intermediary.

Unlike traditional card payments, there’s no need to enter sensitive details like card numbers. Payments are completed securely in just a few clicks.
Klyme provides businesses with one of the most advanced payment solutions available today, designed to maximise conversions, boost sales, and deliver an exceptional user experience.

From effortless onboarding to seamless integration and a smooth go-live process, Klyme reimagines every step of the payment journey to ensure a tailored, frictionless experience for both businesses and their customers.
Within the UK and Europe (where banks support SEPA Instant), settlements are performed in real-time which means payments land into your account instantly.

In cases where banks in Europe do not support SEPA Instant, settlements are typically finalised within 48 business hours.
Klyme leverages Open Banking technology for its payment solution. The entire payment process happens within your bank’s environment, which is built using multiple layers of security.

Banks use encryption and multi-factor authentication such as; confirming payments within your banking app via face ID, fingerprint or a secure code sent to the customers phone.

Unlike card payments, customers are not required to provide data such as; card numbers, expiration dates, or CVVs, mitigating the possibility of sensitive data falling into the wrong hands.

Every Open Banking payment requires the customers explicit approval.

The customer is always in control.
Simply fill out our onboarding form and we will get in touch with you.

Integrating our payment solution could not be easier.

Klyme provides an SDK allowing developers to integrate our solution within hours, not weeks. It simplifies the process, saves time and allows you to start taking payments in record time.

We are currently live in; UK, France, Netherlands, Germany, Spain, Portugal, Belgium, Austria and Finland, with more countries to follow.
Yes we can. We are integrated into and partnered with a number of EMI institutions across both the UK and Europe. If you require a settlement account, Klyme can assist.
© 2026 Klyme Ltd. All Rights Reserved.
Klyme Ltd is a company registered in England and Wales with company number 15914356.
chevron-down linkedin facebook pinterest youtube rss twitter instagram facebook-blank rss-blank linkedin-blank pinterest youtube twitter instagram